FTMO Futures Review 2026Growth & Pro · Monthly Sub · 90% Payout Ratio
FTMO is one of the best-known names in forex prop trading. Its futures program brings the same brand to CME futures with two monthly-subscription tiers — Growth and Pro — a 90% payout ratio and no consistency rule on the Sim-Funded account. Here is exactly how the rules and pricing work 👇
⚡ TRADING MANIA VERDICT
FTMO Futures is a strong first futures offer from a trusted brand: no activation fee, no consistency rule once you are funded, news trading allowed, and a clear choice between Growth (cheaper, no daily loss in the evaluation, 50% withdrawable) and Pro (100% withdrawable, payout caps up to $8,000, hard daily loss). The trade-offs are that it is a monthly subscription rather than a one-time fee, and sizes start at 50K.
📋 TABLE OF CONTENTS
QUICK FACTS — FTMO FUTURES AT A GLANCE
Everything you need to know about FTMO Futures before diving into the full review.
| Category | Details |
|---|---|
| Category | Futures Prop Firm |
| Brand | FTMO (forex prop firm operating since 2015) |
| Plans | Growth · Pro |
| Account Sizes | $50K · $100K · $150K |
| Pricing | Monthly subscription — $119 to $269/mo |
| Payout Ratio | 90% |
| Activation Fee | None |
| Drawdown | Static max drawdown amount — no intraday trailing (trailing lock) |
| Daily Loss Limit | Growth: none in eval, soft on Sim-Funded · Pro: hard in eval & Sim-Funded |
| Consistency Rule | Growth 40% / Pro 50% in the evaluation only — none on Sim-Funded |
| Payout Eligibility | Growth 4 days · Pro 5 days |
| Payout Cap | Growth $2,500–$4,000 · Pro $5,000–$8,000 |
| News Trading | Allowed |
| Max Concurrent Accounts | 3 |
FTMO FUTURES PLANS — EXPLAINED
FTMO Futures offers 2 plans. Here is exactly what each one offers.
🟢 PLAN 1 — GROWTH (Monthly Sub · Softer Rules · Paid Every 4 Days)
The affordable starting point. Growth has no daily loss limit in the evaluation (a soft daily loss applies on the Sim-Funded account), a 40% consistency rule in the evaluation only, and payout caps from $2,500. Only 50% of eligible profit is withdrawable per request.
| ACCOUNT SIZE | PRICE | PROFIT TARGET | MAX DRAWDOWN | DAILY LOSS (SIM-FUNDED) | PAYOUT CAP |
|---|---|---|---|---|---|
| $50,000 | $119/mo | $3,000 | $2,000 | $1,000 Soft | $2,500 |
| $100,000 | $169/mo | $6,000 | $3,500 | $2,000 Soft | $3,000 |
| $150,000 | $229/mo | $9,000 | $5,000 | $3,000 Soft | $4,000 |
🔵 PLAN 2 — PRO (Monthly Sub · 100% Withdrawable · Higher Payout Caps)
Built for traders who want full withdrawals and bigger payout caps ($5,000 to $8,000 per request). The trade-off: a hard daily loss limit and a 50% evaluation consistency rule. The target-to-drawdown ratio is as low as 1:1 (on the 50K size).
| ACCOUNT SIZE | PRICE | PROFIT TARGET | MAX DRAWDOWN | DAILY LOSS (HARD) | PAYOUT CAP |
|---|---|---|---|---|---|
| $50,000 | $139/mo | $3,000 | $3,000 | $1,000 | $5,000 |
| $100,000 | $199/mo | $6,000 | $4,500 | $1,500 | $6,000 |
| $150,000 | $269/mo | $9,000 | $6,000 | $2,000 | $8,000 |
Prices are the monthly subscription prices shown on the FTMO Futures pricing page when we checked (October 2026). Always confirm the current price on the FTMO site.
FTMO FUTURES — RULES EXPLAINED
The key rules you must know before buying any FTMO Futures plan.
📋 FULL RULE BREAKDOWN — 50K ACCOUNT
| RULE | GROWTH (50K) | PRO (50K) |
|---|---|---|
| EVALUATION | ||
| Profit Target | $3,000 | $3,000 |
| Max Drawdown | $2,000 | $3,000 |
| Daily Loss | None | $1,000 Hard |
| Consistency Rule | 40% | 50% |
| Max Contracts | 5 | 5 |
| SIM-FUNDED ACCOUNT | ||
| Profit Target | — | — |
| Max Drawdown | $2,000 | $3,000 |
| Daily Loss | $1,000 Soft | $1,000 Hard |
| Consistency Rule | None | None |
| Max Contracts (scaling) | 5 | 5 |
| Max Concurrent Accounts | 3 | 3 |
| PAYOUT | ||
| Payout Eligibility | 4 days · $150+ | 5 days · $200+ |
| Withdrawable Amount | 50% | 100% |
| Payout Cap (per request) | $2,500 | $5,000 |
| Payout Ratio | 90% | 90% |
| Min New Profit for Request | 50% of requested amount | 50% of requested amount |
Figures above are for the 50K size. The 100K and 150K sizes scale the drawdown, daily loss and payout cap as shown in the plan tables.
💡 KEY THINGS TO KNOW
No consistency rule on the Sim-Funded account. Both plans only apply a consistency rule during the evaluation (40% on Growth, 50% on Pro). Once funded, it is gone.
No intraday trailing drawdown. FTMO describes the drawdown as a trailing lock rather than an intraday trailing drawdown, which makes risk management simpler than on firms that trail every tick.
Soft vs hard daily loss. On Growth the daily loss limit is soft and only applies on the Sim-Funded account. On Pro it is a hard limit in both stages — plan your daily risk accordingly.
Also included on every account: payout ratio of 90%, no activation fee and news trading allowed.
PROS & CONS
The honest breakdown — what FTMO Futures gets right and where it falls short.
✓ PROS
- 90% payout ratio
- No activation fee
- No consistency rule on the Sim-Funded account
- News trading allowed
- No intraday trailing drawdown (trailing lock)
- Pro: withdraw 100% with payout caps up to $8,000
- Growth: no daily loss limit in the evaluation
- Backed by the FTMO brand
✕ CONS
- Monthly subscription — not a one-time fee
- No small accounts — sizes start at $50K
- Growth: only 50% of profit withdrawable, payout cap $2,500–$4,000
- Evaluation consistency rule (40% Growth / 50% Pro)
- Pro has a hard daily loss limit in both stages
- Max 3 concurrent accounts
- Futures program is newer than FTMO's forex business
FTMO FUTURES VS LUCID TRADING
Direct head-to-head comparison between FTMO Futures and Lucid Trading.
| FEATURE | FTMO Futures | Lucid Trading |
|---|---|---|
| Fee Structure | Monthly subscription | One-time fee |
| Account Sizes | $50K – $150K | $25K – $150K |
| Profit Split / Payout Ratio | 90% | 90% |
| Activation Fee | None | None |
| Daily Loss Limit | Growth: soft (Sim-Funded) · Pro: hard | Optional on Flex and Pro (ON = lower fee) |
| Consistency Rule | 40–50% in eval · none on Sim-Funded | Flex: 50% in eval · none on funded |
| Drawdown | Static amount, trailing lock | EOD |
| Payout Cap | Yes — $2,500 to $8,000 per request | See Lucid review |
Bottom line: Lucid wins if you prefer a one-time fee, smaller account sizes and an optional daily loss limit. FTMO Futures wins on brand trust and on the Pro plan's 100% withdrawals with higher payout caps. If you want the lowest upfront cost, compare against our Lucid Trading review before choosing.
WHO IS FTMO FUTURES BEST FOR?
FTMO Futures is not for everyone — here's who gets the most value from it.
✅ GREAT FIT FOR
- Traders who already trust the FTMO brand
- Those who want no consistency rule once funded
- Traders who prefer a subscription they can stop
- News traders (news trading is allowed)
- Traders who want 100% withdrawals (Pro)
❌ NOT IDEAL FOR
- Traders who want a one-time fee
- Small-budget traders who need a $25K account
- Anyone who dislikes a hard daily loss limit (Pro)
- Traders needing very large payout caps on Growth
- Forex or crypto-only traders
For a full comparison across every firm we cover, use the comparison tool.
FINAL VERDICT — IS FTMO FUTURES WORTH IT IN 2026?
FTMO Futures is a solid, trader-friendly entry into futures from one of the most recognised prop brands. A 90% payout ratio, no activation fee, no consistency rule on the Sim-Funded account and news trading make the rules simple to live with. Growth is the budget route; Pro is the better choice if you want full withdrawals and higher payout caps. The monthly-subscription pricing and 50K minimum are the main things to weigh. Always verify current pricing on the FTMO site before you buy.
JOIN FTMO FUTURES
Choose Growth for the lowest monthly cost or Pro for 100% withdrawals and higher payout caps.
JOIN FTMO FUTURES →FREQUENTLY ASKED QUESTIONS
Common questions about FTMO Futures answered clearly.
Is FTMO Futures legit?
FTMO is an established prop firm brand that has operated since 2015. The futures program is newer, so always check the current terms and pricing on the FTMO site before buying.
How much does FTMO Futures cost?
Growth costs $119, $169 and $229 per month for the 50K, 100K and 150K sizes. Pro costs $139, $199 and $269 per month.
What is the difference between Growth and Pro?
Growth is cheaper and has no daily loss limit in the evaluation, but only 50% of profit is withdrawable and payout caps are $2,500–$4,000. Pro lets you withdraw 100% with payout caps of $5,000–$8,000, but has a hard daily loss limit and a 50% evaluation consistency rule.
Does FTMO Futures have a daily loss limit?
Growth has none in the evaluation and a soft daily loss limit on the Sim-Funded account ($1,000 / $2,000 / $3,000). Pro has a hard daily loss limit of $1,000 / $1,500 / $2,000 in both stages.
Is there a consistency rule?
Only in the evaluation: 40% on Growth and 50% on Pro. There is no consistency rule on the Sim-Funded account.
What is the payout ratio?
The payout ratio is 90%. Payout eligibility starts after 4 days on Growth and 5 days on Pro, and each request is limited by the plan's payout cap.
Is news trading allowed?
Yes — FTMO lists news trading as allowed on its futures plans.
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